Atlantic Acceptance Corporation (licensed in SC and VA)
AAC dba Atlantic Credit Corporation (licensed in NC)
P.O. Box 2066 Murrells Inlet, SC 29576
(800) 924-6745 (Phone)

(800) 354-3573 (Fax)

aac.financepro.com

Highlights

Online Access

Down Payments

Premium Endorsements

Fees (Late and Setup)

Payments Returned for Insufficient Funds

Cancellation for Non-Payment

Ineligible Risks

Highlights

• Online access for agents and policyholders at aac.financepro.com *
• Electronic check and monthly bank draft payments available (click here for authorization form)
• Quick phone quotes
• Tax and fee financed
• 25% down on most risks (Exceptions to include Workers Compensation and Commercial Auto with filings)
• No minimum premium requirements
• 9 monthly payments available
• Flexible interest rates on large risks
• Financing not available for 100% fully earned policies or short term policies
• Financing available for most risks written through other general agencies

* Online Access

• 24/7 Online access
• Create & email finance quotes
• Check status of accounts
• View payment history
• Ability to re-print payment coupons, billing statements, and notices
• Place account on hold when payment has been received (in agent's office)
• Print agency-specific reports

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25% on most risks
40% on Workers Compensation and Commercial Auto requiring filings

Premium Endorsements

No additional down payment is due if the additional premium is less than $200.00. 25% down is due for premiums over $200.00. No financing of endorsements after policy has been in force for 6 months. After changes in premium, new payment coupons will be sent to the insured and agent. Additional premiums are only added upon request if eligible.

Fees (Late and Setup)

A 5% late fee is assessed if payment is not received in our office within the time specified on the finance contract. There is a maximum late fee on Personal Lines risks in South Carolina of $10.00

A non-refundable set-up fee will be assessed to all contracts, annual percentage rates will vary from the actual interest rate due to the assessed fees.

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Payments Returned for Insufficient Funds

  South Carolina: $30.00 charge
   North Carolina: $25.00 charge
   Virginia: $20.00 charge

Cashiers check, certified check, and money order are the only forms of payment accepted for replacement.

Cancellation for Non-Payment

All policies included on the premium finance agreement are subject to cancellation if payment is not received in our office by the payment due date. In the event the payment is not received, a ten-day notice of intent to cancel will be issued, followed by a cancellation notice.

Ineligible Risks

• Risks with 100% earned premiums

• Risks located in states other than South Carolina, North Carolina and Virginia

• Risks underwritten by carriers not approved by AAC

• Risks written on a less-than 6 month basis

aac.financepro.com

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